The Inflation Money journal
Clear explanations. Practical examples. A better understanding of what your money buys.
Photo by Arturo A on PexelsStock valuations
A Fed economist’s working paper says accounting rules inflated the Shiller CAPE after the 1990s, and that a corrected version now shows stocks are expensive.
· Report analysisRead story
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GAAP counts research as a cost and books large one-time charges, so reported earnings can understate profits. See how that pushes P/E and CAPE ratios higher.
· AnalysisRead storySix starting guides connect savings, credit, housing, budgeting, retirement, and investing to your buying power.
Photo by Negative Space on PexelsPillar guide · 8 focused guides
Compare savings accounts, CDs, deposit protection, and emergency cash with examples of interest and inflation.
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Learn how credit scores, utilization, card interest, debt payoff methods, and consolidation fit together.
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Understand home affordability, debt-to-income ratios, PMI, closing costs, mortgage points, and rent-versus-buy decisions.
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Build a workable budget using take-home pay, cash-flow timing, sinking funds, and a realistic view of net worth.
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Understand IRAs, workplace plans, matching contributions, rollovers, savings goals, and inflation in retirement.
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Compare funds, stocks, bonds, compounding, diversification, investment fees, and regular investing strategies.
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Photo by Jonathan Borba on PexelsInflation basics
Understand what an inflation rate measures, how prices compound, and what the headline means for everyday spending.
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Photo by Hanna Pad on PexelsReading the data
Make sense of index levels, percentage changes, headline inflation, and core inflation.
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Photo by Lukasz Radziejewski on PexelsMoney over time
Use simple examples to distinguish nominal dollars from inflation-adjusted buying power.
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Photo by Саша Алалыкин on PexelsEveryday prices
See why a slower inflation rate does not automatically reverse earlier price increases.
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Photo by Natasha Chebanoo on PexelsInflation causes
Learn what causes inflation, how demand-pull and cost-push inflation differ, and why several forces can raise prices together.
September 30, 2026 · 2 min readRead guide
Photo by https://kaboompics.com/ on PexelsInterest rates
Understand how Federal Reserve rate increases can slow inflation, why the effects take time, and what happens to borrowing and savings.
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Photo by Sergei Starostin on PexelsEconomic conditions
Understand stagflation, how it differs from recession, and why high inflation with weak growth creates difficult policy choices.
September 30, 2026 · 2 min readRead guidePhoto by Саша Алалыкин on PexelsEconomic conditions
Compare inflation and recession, learn whether they can happen together, and understand why two negative GDP quarters are only a shortcut.
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Photo by Kampus Production on PexelsEveryday spending
Learn how shrinkflation raises unit prices, calculate the increase when package sizes fall, and see how the CPI handles downsizing.
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Photo by RDNE Stock project on PexelsInflation measures
Compare CPI and PCE inflation, including coverage, spending weights, revisions, and which measure the Federal Reserve targets.
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Photo by Tony Began on PexelsMonetary policy
Learn why the Federal Reserve aims for 2% PCE inflation, how the target differs from CPI, and what 2% means for long-term prices.
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Photo by cottonbro studio on PexelsPay and income
Calculate your inflation-adjusted pay raise, find the salary needed to maintain buying power, and avoid mixing gross and take-home income.
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Photo by Pixabay on PexelsSavings
Calculate the real return on savings, compare APY with inflation, and understand how tax and withdrawal terms change the result.
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Photo by Jakub Zerdzicki on PexelsInflation-linked bonds
Compare TIPS and I bonds by inflation adjustment, access to money, market-price risk, and tax timing without relying on stale rate quotes.
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Photo by Jakub Zerdzicki on PexelsHousing finance
Understand inflation and mortgage rates, the difference between new loans and existing fixed-rate mortgages, and why total housing bills can still rise.
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Photo by T Leish on PexelsBenefits and income
Learn how Social Security uses third-quarter CPI-W to calculate COLA, why it differs from headline inflation, and how gross benefits compare with deposits.
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Photo by Wolfgang Weiser on PexelsTrade and prices
Learn how tariffs can affect consumer prices, why a tariff rate is not the same as an inflation rate, and how one-time price increases differ from persistent inflation.
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Photo by Engin Akyurt on PexelsExtreme inflation
Understand hyperinflation, the commonly used 50%-per-month threshold, and why annual inflation headlines describe a very different scale.
September 30, 2026 · 2 min readRead guidePhoto by https://kaboompics.com/ on PexelsHousehold finances
Learn why unexpected inflation can help some fixed-rate borrowers while hurting cash holders, and why income growth and timing change the outcome.
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Photo by https://kaboompics.com/ on PexelsBudget planning
Estimate personal inflation with spending weights and category price changes, distinguish it from higher spending, and work through a household example.
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